Payment Policy

This page explains currency, card processing, authorization, declined payments, disputes, and refunds.

About Credit/Debit Card

We accept eligible Visa, Mastercard, Maestro, American Express, JCB, Diners Club, and Discover credit or debit cards when shown at checkout. Availability can depend on the card issuer, region, and Shopify checkout configuration.

Currency

Checkout charges are processed in USD. A card issuer may apply its own conversion or cross-border fee; those issuer fees are outside our control.

Secure Processing and Authorization

Card data is transmitted through secure checkout services and handled by authorized payment processors. We do not use full card numbers to fulfill orders. Placing an order authorizes the processor and issuer to validate the payment, reserve or capture funds, and run fraud or security checks.

Declined or Pending Payments

A payment may be declined, delayed, or reversed by the issuer or payment network. Verify billing details or contact the issuer if authorization fails. An order is not ready for fulfillment until payment status permits processing.

Chargebacks and Disputes

Contact us first at jhsjf967@gmail.com or (309) 397-2857 so we can review a billing concern. We may provide transaction, delivery, and communication records to a payment network when responding to a lawful chargeback.

Refunds

An approved refund is sent to the original payment method. After issuance, posting normally takes 5–10 business days depending on the bank or card network. See the Refund Policy for return eligibility and instructions.

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